My Wife's Debt

My Wife's Debt is a adult visual novel combining netorase (cuckolding) and netorare (infidelity) themes. You play as Sarah's husband, a man with an unfulfilled cuckold fantasy. When Sarah's business fails and she faces threats from loan sharks, the couple seeks help from Sarah's cousin Radelle, a successful high-end escort and manager. Radelle agrees to pay off the debt in exchange for Sarah working as an escort for a year. The game explores the husband's conflicted feelings as Sarah enters this new life. Gameplay blends text-based messaging (60%) with traditional visual novel segments (40%), featuring choice-driven narrative paths that determine whether events unfold as willing netorase or more coercive netorare scenarios.